Once you add a vendor or subcontractor to your account, COI Manager sends them a branded email with a secure, unique upload link. They click the link, upload their Certificate of Insurance ("COI"), and our system automatically verifies key information on the COI and tracks their COI expiration. Once their coverage expires COI Manager repeats the process for the subcontractor/vendor. No back-and-forth emails, no chasing down paperwork.
No. Vendors receive a unique link and can upload their certificate in under a minute — no signup, no password, no friction.
All we need is a business name, address, and contact email. We verify that the business name and address match the Certificate of Insurance that each vendor uploads.
We don't offer a free trial, but we do offer a 90-day money-back guarantee. If COI Manager isn't the right fit, contact us within 90 days for a full refund — no questions asked.
Yes. There are no contracts or cancellation fees. You can cancel directly from your account settings at any time.
On average, it takes less than one minute per vendor to set up. You add your vendors, upload their current Certificate of Insurance if you have it, and COI Manager handles the rest automatically.
No problem — you can manually upload any certificate on a vendor's behalf directly from your dashboard.
It can. Many insurers view documented vendor compliance as a sign of lower risk, which can positively influence your premiums over time. More immediately, maintaining a complete, up-to-date record of vendor certificates means you have clear proof that every subcontractor carried valid coverage if a claim ever arises — which can be critical in disputes about who is responsible for a loss.